Survive and Thrive COS

Survive & Thrive COS provides funding in the form of low-interest loans of up to $25,000, to support resiliency and continue building healthy businesses and nonprofits.   There are no stipulations for what the money can be used.


  • For profit and nonprofit, privately held small businesses that:
    • maintain a place of business in El Paso County
    • incorporated with the State of Colorado
    • demonstrate economic injury and a need for the loan
  • Small business with the equivalent of 2 to 25 FT
  • Applications are open only to small businesses most impacted by the COVID-19 pandemic, including, but not limited to:
    • food industry
    • cafes
    • hair & nail salons
    • barbershops
    • home childcare providers
    • retail shops
    • Independently owned franchises


  • Installments are provided monthly over three months.
  • Repayment occurs over three years
  • Payments are not required for the first year
  • No interest the first year
  • Interest rates are tiered over the loan period to 1% the second year and 2% the third year


  • Submit:
    • Balance Sheet
    • P&L
    • Character Reference
  • If application initially approved, member of the Loan Review Committee will reach out for a 30-minute interview.
  • Loan decisions will be made every Monday beginning April 6, 2020 and will continue for the following 90 days, or until funds run out.
  • The first check will be distributed by the end the week that a decision is made.

For answers to questions, contact:


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